See 5 signs you're living beyond your means

1. You're living pay to pay

 Living a life that is completely devoid of financial stress and issues isn't easy, especially in a consumer-driven world.

Some people are living beyond their means and this is because they want to live someone else's lifestyle.

If you want to wear designers like stars and drive the latest cars like they do, you've got to check your income. If it's higher than the lifestyle you crave, you'll surely be living beyond your means.

To make this clearer to you, if you notice these five signs, you are already spending more than you earn.

2. You buy to keep up

 

3. You're not saving anything

 

4. You have zero emergency fund

 

5.  You cannot afford the essentials